What is a Digital Mortgage?
You’re probably hearing more and more about digital mortgages these days and wondering what they’re all about.
Basically, a genuine digital mortgage is one that leverages technology to create an environment where a mortgage is produced, transferred, and stored without using a single piece of paper.
In a (financial) industry so heavily regulated and burdened with paper, the concept seems more like a fantasy than reality. One statistic we found published by the World Bank said, “Around the world, waste generation rates are rising. In 2016, the worlds’ cities generated 2.01 billion tonnes of solid waste, amounting to a footprint of 0.74 kilograms per person per day. With rapid population growth and urbanization, annual waste generation is expected to increase by 70% from 2016 levels to 3.40 billion tonnes in 2050.”
In other environmental news: There’s a huge cry, now being heard around the world, advocating the elimination of single use plastic straws, plastic water bottles, and non-recyclable bags that are polluting our oceans and killing marine life. You only have to watch the straw and the sea turtle video once to realize it’s time for humans to take a stand to protect rather than destroy our environment. We can all do our part. It’s as simple as saying “no straw, please” at every restaurant you visit.
Learn more about digital mortgages by chatting with Mortgage Broker and lover of the environment, Tracy Irwin, today.
Suicide Prevention Community Council of Hamilton
A Personal Message from Tracy…
Logistics kept me very busy during the month of September! The Suicide Prevention Community Council of Hamilton (SPCCH) held its annual Running for Rachael community run/walk on Saturday, September 28th at Bayfront Park in Hamilton.
It was the most perfect day! I am happy to report that the event raised just over $19,000 for school based mental health grants. Over the past 5 years, our work has touched 22,000 students in our schools.
Helpful links:
- Learn more about SPCCH: http://spcch.org/
- If you are interested in Rachael’s story: https://www.runningforrachael.com/blogs/news/rachaels-story
- If you would like to donate: https://onlineregistrations.ca/or/donate/charity/503881529270620
Speaking of the Great Outdoors
Here are a few of the pictures Sid and Tracy snapped during September. They’re so “outdoorsy”!
