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Author Archives: tracyirwin
Are Your Seat Belts Fastened?
“Fasten your seat belts, it’s going to be a bumpy night” were the immortal words of Bette Davis in the 1950 classic movie, All About Eve. Know what else can be bumpy? Mortgage renewals. But they don’t have to be. … Continue reading
Posted in General, Mortgage Rates, Mortgage Strategies
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Who Doesn’t Love A Good Forecast?
Happy New Year. May 2023 be your year to shine! We all know, forecasts are one thing, but reality can be quite another, especially when it comes to the weather! Today, I’m featuring an excerpt from a Canadian Mortgage Trends … Continue reading
Feeling Squeezed?
Prepare Yourself: “We Are Not There Yet” Tiff Macklem, Governor of the Bank of Canada told the Senate committee on banking, commerce and the economy “This tightening phase will draw to a close. We are getting closer, but we are … Continue reading
Posted in General, Mortgage Rates
Tagged inflation, interest rates, mortgage financing
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Running For Rachael Final Results!
Proud and Thankful! The 10th Anniversary of Running For Rachael raised an amazing $35,563.98. Once again, THANK YOU to everyone who participated, sponsored, and/or volunteered at our event. The funds raised go towards financing city-wide suicide prevention training, Roots of … Continue reading
Posted in General, Running for Rachael
Tagged Roots of Hope, Running for Rachael, suicide prevention training
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There’s Still Time to Support Running For Rachael
September 30, 2022: The preliminary results are in! We raised $35,173.98 of our $40,000 goal so far. We’re so close! A huge thank you to everyone who participated in and/or sponsored the 10th Anniversary of Running For Rachael. No doubt … Continue reading
Posted in General, Running for Rachael
Tagged Running for Rachael, suicide awareness, suicide prevention
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Hurry! 10th Year of Running For Rachael is September 25
Register Today: Running For Rachael – 10 Years of Building Hope! I am proud to be the Event Coordinator for Running For Rachael. This 5K run/walk fundraiser is personal for my family. This year is the 10th anniversary of Running … Continue reading
Posted in General, Running for Rachael
Tagged CF Lime Ridge, Running for Rachael, suicide prevention
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Three Ways to Maximize Your Mortgage Financing Potential
2022 will be remembered for its highly competitive housing market. Buyers need an edge. Those looking to renew their mortgage can reduce the mortgage approval limiting impact of the stress test – AND get further ahead with their mortgage financing … Continue reading
Why Homebuyers Don’t Always Get the Best Mortgage Financing Rate
Sometimes homebuyers enter the mortgage financing application process with expectations about receiving the best rate possible only to be disappointed when they discover they don’t qualify for it. It begs the question: Why don’t homebuyers always get the best mortgage … Continue reading
Changes in our Economic Landscape: What Does It Mean For You?
Inflation and rapidly rising interest rates have cooled off the real estate market. Supply and demand has shifted. You’ve probably noticed more “for sale” signs in your neighbourhood. I know I have. That means the inventory of homes for sale … Continue reading
Creative Thinking in Mortgage Lending
Mortgage professionals agree, one way to solve the crisis of affordability for new home buyers is to change the amortization allowance on insured mortgages from the current 25-year limit to 30 years. Longer amortization periods are nothing new. The concept … Continue reading