Mortgage Loan Minute 60 seconds to informed home ownership
 
In This Issue
Is Your Mortgage Putting You in the Poor House?
Tips to Make Your Home a Seasonal Sensation!
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  Current interest rates:

  Prime Rate ................... 4.00
  3 year fixed ..................  5.09 
  5 year fixed ..................  5.15
  7 year fixed ..................   6.00
  10 year fixed .................  6.15
  Variable rate .................  4.60
Tracy Irwin, AMP
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You're Invited  
 
Come help me celebrate my new Mortgage Broker designation and be part of "The Intelligent Guide to Homeownership" DVD launch on Thursday, January 29, 2009.  

I'm hosting a wine and cheese reception to celebrate these milestone events with the people who made it possible.  You! 
 
Watch for your invitation, mark the date, and please come celebrate with me.
Is Your Mortgage Putting you in the Poor House?
"Smart Strategies to Save You Money with Your Mortgage" 
 
With financial and political chaos surrounding us this holiday season, everyone is looking for ways to save money.
 
Your home is the single largest purchase you will make in your lifetime.  Therefore, the largest debt you will every carry is your mortgage.
 
Did you know that it will cost you $581,597 to pay off a $200,000 mortgage loan at a rate of 5% over 25 years? 
 
 
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Holiday Decorating 101
Tips to Make Your Home a Seasonal Sensation!

Allison Roberts, Burloak Home Staging & Design
 
With fewer daylight hours, the holidays are a great way to brighten our lives with the sparkle of the season.  These simple and inexpensive tips will add a dash of dazzle to your exterior décor. 
 
 

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AMAZING BUT TRUE GOLF FACTS
 
Jack Nicklaus by the numbers:
 
73 career Tour victories
18 Major championships
19 runner-up finishes in Major championships
20 career aces
5 PGA Player of the Year awards
2 U.S. Amateur championships
 
Tiger is hot on his heels ... will be interesting to see his stats when he retires!
 
Tracy Irwin, AMP
Mortgage Broker
1-866-797-7616