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  Current interest rates:

  Prime Rate ................... 4.00
  3 year fixed ..................  5.34 
  5 year fixed ..................  5.40
  7 year fixed ..................  5.99
  10 year fixed .................  6.25
  Variable rate .................  4.75
Tracy Irwin, AMP
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Greetings, 

Wow ... talk about a roller coaster month in the financial marketplace!
 
It is very challenging to stay abreast of all the changes.  That's why I created "News You Can Use" on the home page of my website.
 
Click http://www.tracyirwinmortgages.com to view the most recent news and remember to bookmark the page for future reference.
It's a Great Market for First-Time Homebuyers and Increasing the Value of your Property
Are you as tired as I am with the "doom and gloom" news reporting?
 
There has always been and will always be cycles in the financial marketplace.  Within these cycles, there will always be opportunities for savvy investors.
 roller coaster market
This is an excellent time for first-time homebuyers to purchase.  Housing prices have stabilized, inventory is staying on the market longer, and a "buyer's" market is emerging.   
 
Mortgage rates are still very competitive even with the reduction in discounts on the variable rate mortgage products.
 
 
Another segment of the population that will benefit from this marketplace is homeowners looking to increase the value of their home.
 
While your current home may sell for less, than in previous markets, the pricing for homes at the next level is becoming  more competitive.
 
Don't let the media rain on your parade, dampen your spirits and cause you to miss out on the opportunities available! 
 
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Protecting Your Home ... It's an Alarming Experience

Aaron Pitts, PasWord Protection 
   
After finalizing the often stressful process of purchasing a home, shopping for a home security system is often the last thing on your "to do list". home alarm
 
A home security system is an investment that gives you peace of mind. However, making sure your system is properly suited to your home can be a challenging pursuit.

 

AMAZING BUT TRUE GOLF FACTS
 
Golf can be best defined as an endless series of tragedies obscured by the occasional miracle, followed by a good bottle of beer. - Author unknown
 
Tracy Irwin
The Mortgage Centre
1-866-797-7616