Mortgage Centre


Tracy Irwin

- Mortgage Broker

Refinancing and Debt Consolidation

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Mortgage Basics - refinancing/debt consolidation

Debt-Stress doesn’t have to be a way of life …

News Fact:
Did you know that Canadians own an average of 3 credit cards with outstanding balances of over $40 billion? -- Source: CTV report broadcast 2006

Debt consolidation programs can significantly reduce or even eliminate the crippling interest of your debts. By utilizing the equity in your home, you can consolidate your debt, free up cash and regain control of your finances.

Hi Tracy,
Thank you so much for your help and expertise in arranging our mortgage re-financing. Your care and professionalism was greatly appreciated and we will definitely be referring you to all our friends.
-- J. H., Hamilton

By turning your equity into cash, you will be able to

  • Lower your monthly payments
  • Reduce your interest rates
  • Combine your bills into one low simple payment
  • Build and re-establish your credit
  • Eliminate collection calls
  • Sleep better and feel in control again

How do you get started?

  • Click here to complete an on-line application or contact us 1-866-797-7616 right now
  • Create a complete listing of all outstanding debts and balances


  • A credit report will be run to determine your BEACON score.
  • An appraisal of your property will be ordered to determine the value

Take the first step towards a fresh start to healthy personal finances - today!

Refinancing questions, contact 1-866-797-7616
To apply for refinancing, please contact Tracy Irwin at toll-free number 1-866-797-7616 or contact her online at
R.D.M. Financial Consultants Ltd. Brokerage Licence # 10716 Each Mortgage Centre office is independently owned and operated